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GoTime and PrimeTime are single trip plans. GoTime is an economy plan that doesn’t scrimp on the benefits you need most when you’re far from home. PrimeTime includes enhanced benefits and limits, but is still very affordable. You select the Deductible and Maximum Benefit that works best for you, and add optional coverage for Marine Activities, Adventure Sports or Personal Property while traveling. Then simply relax and enjoy your trip!
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Plans:
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GOTIME
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PRIMETIME
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Type of Coverage
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Single Trip - Economy
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Single Trip - Enhanced
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Eligible Medical Benefits:
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GOTIME
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PRIMETIME
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|---|---|---|
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MAXIMUM BENEFITS
(benefit reduces based on age) |
Options: $50,000, $100,000, $250,000, $500,000, or $1,000,000
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Options: $500,000, or $1,000,000, or $2,000,000
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DEDUCTIBLES (per person)
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Options: $0, $100, $250, $500, $1,000, or $2,500
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Options: $0, $100, $250, $500, $1,000, $2,500, or $5,000
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VIRTUAL VISIT (telamed)
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$10 Co-pay (waived if Deductible is $0)
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✔ Covered, plan pays 100%
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PHYSICIAN OFFICE VISIT
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Including US - $20 Co-pay (waived if Deductible is $0);
Excluding US - $0 Co-pay
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Including US - $20 Co-pay (waived if Deductible is $0);
Excluding US - $0 Co-pay
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URGENT CARE CLINIC
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Including US - $25 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
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Including US - $25 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
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EMERGENCY MEDICAL TREATMENT IN ER
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Including US - $350 Co-pay (waived if admitted); Excluding US - $0 Co-pay
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Including US - $350 Co-pay (waived if admitted); Excluding US - $0 Co-pay
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OUTPATIENT PRESCRIPTION DRUGS
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$30 Co-pay, 90% Coinsurance
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✔ Covered, plan pays 100%
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Dental & Vision Care
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GOTIME
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PRIMETIME
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ACUTE ONSET OF DENTAL PAIN
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Subject to maximum of $100 (palliative care only)
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Subject to maximum of $300; (palliative care only)
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DENTAL TREATMENT IN OFFICE
(following an Injury/Accident) |
Subject to a maximum of $100 per tooth, $300 per Certificate Period
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Subject to maximum of $300
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EMERGENCY DENTAL TREATMENT IN HOSPITAL (following an Injury/Accident)
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✔ Covered
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✔ Covered
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EMERGENCY EYE EXAM
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Subject to a maximum of $150 (Co-pay applies)
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Subject to a maximum of $150 (Co-pay applies)
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Eligible Travel Benefits:
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GOTIME
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PRIMETIME
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|---|---|---|
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EMERGENCY MEDICAL EVACUATION
(benefit reduces based on age) |
$500,000 or the Maximum Benefit selected (whichever is less)
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$1,000,000 or the Maximum Benefit selected (whichever is less)
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TRIP INTERRUPTION
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$5,000
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$10,000
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EMERGENCY REUNION
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$50,000 (subject to a maximum of 15 days)
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$100,000 (subject to a maximum of 15 days)
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RETURN OF MINOR CHILD(REN)
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$50,000
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$100,000
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NATURAL DISASTER ACCOMMODATIONS
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$250 per day (maximum of 5 days)
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$500 per day (maximum of 5 days)
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NATURAL DISASTER EVACUATION
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No Benefit
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$25,000
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POLITICAL EVACUATION & REPATRIATION
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$10,000
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$100,000
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EMERGENCY PET TRANSPORTATION
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$1,000
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$1,000
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Miscellaneous:
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GOTIME
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PRIMETIME
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|---|---|---|
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LOST CHECKED LUGGAGE
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$50 any one item, subject to a maximum of $250
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$50 any one item, subject to a maximum of $500
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PERSONAL LIABILITY
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$25,000 combined limit
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$50,000 combined limit
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Optional Add-Ons
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GOTIME & PRIMETIME
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PERSONAL EQUIPMENT
(Sports & Photography) |
$1,000
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PERSONAL EQUIPMENT
(Electronics and Communications) |
$500
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ADVENTURE SPORTS COVERAGE
(Eligible Medical & Transportation Expenses) |
Age 14 days - 49: $50,000
Age 50- 59: $25,000 Age 60 - 64: $10,000 Age 65 & older: No benefit |
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MARINE ACTIVITIES COVERAGE
(Covered Water Sports: Eligible Medical & Transportation Expenses) |
Age 14 days - 49: $100,000
Age 50 - 64: $50,000 Age 65 - 69: $10,000 Age 70 & older: No Benefit |
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MARINE ACTIVITIES COVERAGE
(Covered Scuba Equipment) |
$2,000
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AnyTime is a multi-trip annual subscription plan. It is issued for a period of one year, and during the year, you’ll be covered for as many international trips as you want to take. There will be no need to let us know when you’re traveling: just go!
When these plans are available, you can choose either AnyTime30 or AnyTime45 – the number in the plan name refers to the maximum days of coverage for any trip you take throughout the year. If your trips are typically less than 30 days , it makes the most sense for you to buy our AnyTime30; if your trips are usually closer to 45 days in length, then AnyTime45 is the plan for you.
are included in every plan, for treatment of unforeseen illnesses and injuries that occur during your travels outside of your home country.
(included in every insurance plan)
include coverage for emergency medical evacuation, local and interfacility ambulance, trip interruption, repatriation of remains services and more.
(included in every insurance plan)
include Accidental Death and Dismemberment, Common Carrier and Hospital Indemnity coverage.
(included in every insurance plan)
option provides coverage for listed covered Sports Equipment, Photography Equipment, Electronics and Communications Equipment and more.
(optional coverage: can be added to your plan for as little as $0.22 per day)
coverage option provides Medical and Transportation benefits while participating in Adventure Sports named in the Certificate.
(optional coverage: can be added to your plan for as little as $0.14 per day)
option provides Medical and Transportation coverage while participating in Water Sports named in the policy. It also includes coverage for your Scuba equipment.
(optional coverage: can be added to your plan for as little as $0.20 per day)